Most people don’t understand the nuances of the laws that
allow them to repair their credit. So having a professional guide them through
the credit repair process can go a long way to seeing better results.
One other advantage is Sky Blue’s accelerated dispute
process. While most credit repair companies start with only a few
items, Sky Blue Credit will dispute up to 15 items (5 items per credit bureau).
This means that if you have a lot of negative items, you can
potentially get more of them dismissed at a faster rate.
Sky Blue Credit Repair is an affordable option for people looking to get “mortgage-ready” by getting rid of negative items on their credit report. Likewise, people who need to qualify for a car loan or other upcoming credit inquiries can rest assured they will have the best outcome possible when working with Sky Blue.
Bottom Line
Sky Blue Credit offers top-notch credit repair services.
They could easily be considered the best credit repair agency in America. You
can trust that they will work hard for you to give you the best chance at
increasing your credit score.
Sky Blue Credit Reviews from Past Clients
Here’s what Sky Blue Credit customers are saying:
“For the price, I wasn’t expecting such great results! My FICO score is steadily getting better. I’m very happy with this credit repair service.” – M.R.
“Let me just say how awesome your customer service department is. They handled everything, answered all of my questions and got me pointed in the right direction. Your company is the gold standard when it comes to credit repair!” – R.H.
“Thanks again for helping me with my credit reports. Your credit repair services have been amazing and I’m really looking forward to seeing more results.” – H.J.
Sky Blue Credit currently has a Better Business Bureau (BBB)
rating of A, and most of its customer reviews are overwhelmingly positive.
Frequently Asked Questions
How does Sky Blue Credit Repair work?
Sky Blue Credit challenges negative marks on your credit
report with the credit bureaus. The credit bureaus then send the dispute
results directly to you so that you can see the results.
If the items challenged are not removed, they will
automatically send re-disputes designed to maximize the probability of the
desired outcome. This will help clean up your credit report and potentially
have a positive impact on your credit score.
Sky Blue Credit also provides cease and desist letters, debt
validation letters, and goodwill letters, at no additional cost.
How can I get started?
You can visit Sky Blue
Credit online and fill out the signup form. It only takes a couple of
minutes.
Upon sign-up, you will immediately receive instructions via
email on getting them your free credit reports. Once Sky Blue has your credit
reports, they will complete their analysis and start the dispute process.
How long does it take to repair credit?
How long it takes depends on the number of accounts on your
credit report that need to be disputed. It also depends on the responsiveness
of the credit bureaus. Once you sign up, Sky Blue Credit will review your
credit history and give you a better estimation of your time frame.
Does Sky Blue Credit Repair offer a guarantee?
Yes. While Sky Blue does not guarantee a specific outcome,
they do offer a 90-day guarantee. If you are not satisfied for any reason, just
tell them why and they will refund your money in full.
No one can predict or promise a specific outcome. However,
Sky Blue does promise to do everything possible to maximize the probability of
outstanding results, and with their 90-day money-back guarantee, you have
nothing to lose.
Which items can Sky Blue Credit Repair remove from my
credit report?
Bankruptcies, student loan debt, credit card and mortgage
late payments, repossessions, hard inquiries, paid collections, judgments,
charge-offs, etc., can all be removed from your credit report.
In fact, any item placed on your credit report, including
the items mentioned above, can be deleted. Of course, that doesn’t mean they
will be, as there are no promises or guarantees, but they absolutely can be.
Can deleted items reappear on my credit report?
Yes, on rare occasions, the creditor may verify a negative
item that a credit bureau recently deleted. The Fair Credit Reporting Act
requires that the credit bureaus inform you before re-reporting a previously
deleted listing.
They also have a limited time of 5 days to re-report the
item once it’s been removed. After that, it is a violation of the FCRA. So, the
FCRA makes it difficult for the credit bureaus to re-report listings, and
that’s why it rarely happens.
Sky Blue Credit Repair vs. Lexington Law – who’s better?
Although Lexington Law is ranked slightly higher than
Sky Blue Credit Repair, they’re both great options to help you improve your
credit score. Compare both credit repair companies to see which is the right
credit solution for your situation.
Sky Blue Credit offers a great credit repair service at a
lower monthly price if you’re concerned about budget. And if you want a partner
discount, it’s a strong contender.
Sky Blue Credit is located in Boca Raton, Florida. However,
they serve the whole country, and it is unnecessary to visit their offices in
person. They can take care of everything over the phone or online.
How much does Sky Blue Credit cost?
There is a one-time review/setup fee of $79 to sign up. Your
first monthly fee of $79 is not charged until a month later. Sky Blue Credit
Repair charges as work is completed, never in advance.
Does Sky Blue Credit Repair offer a discount for family
members or couples?
Yes, Sky Blue has special pricing for couples: $119
review/setup and $119 per month! That’s 50% off for the second member! You
don’t have to be married; you are invited to sign up as a couple if you live
together and pay together.
What is Sky Blue Credit’s phone number?
You can reach Sky Blue at (888) 906-13251 for a free
consultation during business hours. If calling after hours, you can leave a
message.
What are their call hours?
Mon-Thurs: 9:00 am to 7:00 pm EST
Fri: 9:00 am to 5:00 pm EST
How do I cancel with Sky Blue Credit?
You can cancel anytime with no further obligation. There are
no contracts or pre-set obligations.
Whenever you have achieved the desired results or feel like there is nothing else Sky Blue Credit can do for you, give them a call to let them know that you would like to cancel, and you won’t be billed further.